{
  "exclusions_map_id": "exclusions_001",
  "potential_exclusions": [
    {
      "exclusion_id": "excl_001",
      "label": "Unreviewed AI legal advice exclusion",
      "trigger_question": "Was the AI output used without documented professional review?",
      "bundle_evidence": ["review/attorney_review.json"],
      "status": "not_triggered",
      "basis": "Attorney review artifact present and hash-verified."
    },
    {
      "exclusion_id": "excl_002",
      "label": "Known adverse fact nondisclosure",
      "trigger_question": "Were known adverse facts omitted from the evidence bundle?",
      "bundle_evidence": ["proof/defeaters.json", "evidence/evidence_map.json"],
      "status": "undetermined",
      "basis": "Bundle preserves defeaters; insurer must review substantive adequacy."
    }
  ]
}